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Term
Policies : |
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10-Year
level premium policies |
| Coverage
& Premiums are guaranteed locked-in for 10
years. Works best if coverage is needed for 10
years. If you need coverage for less than 10 years
sometimes an annual-renewable term (premium increases
every year) or a 5 year level premium plan may
the best for you. Just give us a call for details
and a quote. |
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15-
Year level premium policies |
| Coverage
& Premiums are guaranteed locked-in for 15
years. Most often used by people who anticipate
keeping coverage for an extended period of time
and are concerned about guarantees. Popular for
15 year mortgages. |
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20-
year level premium policies |
| offers
affordable Coverage & Premiums that are
guaranteed fixed, lock-in for 20 years. This
plan has been prevalent due to the guarantees
and is cost effective for long range insurance
planning, especially for those consumers in
the older age group. |
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30- year |
| guaranteed
level premium/coverage policies now available. They
offer affordable 30 years of low- cost guarantees
of premium and coverage. Very cost effective policies
for long range insurance planning. |
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NEW! HOT |
| We
also offer return of premium policy.
Call us for details for this incredible new term
policy. |
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**
If coverage is needed for longer periods, just give us a call. We
offer permanent protection policies. Also we offer "second-to-die"
policies for estate tax planning.
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HOW
DO I CHOOSE A POLICY THAT'S RIGHT FOR ME?
Here is some additional information that may be helpful in guiding
your purchasing decision and understanding which policy is right
for you. In helping you determine what kind of policy to buy, we
offer this simple formula:
Because term life insurance provides "pure protection",
it is generally considered a very cost effective way to protect
your family's financial security. The best buy will be gotten by
determining approximately how long you will need the coverage. The
premiums and coverage should be guaranteed locked-in, for that length
of time. By using this simple formula you will achieve the most
cost effective solution when purchasing life insurance. It's time
for term. With premiums for term insurance at their lowest in years,
you can get the right protection for your family's future security
and at a great value.
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Get your Free Life Insurance Quote Now! |
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